Common Ground Healthcare Cooperative

Common Ground is the health insurance solution for thousands of small businesses, nonprofits, individuals and families throughout eastern Wisconsin.

They are a nonprofit cooperative dedicated to delivering quality, comprehensive health insurance.

Plan Overviews

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Catastrophic Bronze HSA Bronze 7150/100
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – In Network

(Single/Family)

$7,150/$14,300 $6,500/$13,000 $7,150/$14,300
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – Out of Network

(Single/Family)

$21,450/$42,900 $19,500/$39,000 $21,450/$42,900
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – In Network

(Single/Family)

$7,150/$14,300 $6,500/$13,000 $7,150/$14,300
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – Out of Network

(Single/Family)

$42,900/$85,800 $39,000/$78,000 $42,900/$85,800
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – In Network 0%
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – Out of Network 30%
PCP (In Network) $0 for 3; Copay Deductible $35 for 3; Deductible
Specialist (In Network) Deductible
Urgent Care (In Network) Deductible
Aurora Quickcare/Bellin Fastcare $0 for 3; the Copay Ded/Coins $15 Copay
Emergency Room (In- & Out-of-Network) Deductible
CGHC Doctor Line $0 for 3; then $40 $40 $0 for 3; then $35
In-Network Preventative Care $0
Prescription Drugs (Tier 1) Deductible
Prescription Drugs (Tier 2) Deductible
Prescription Drugs (Tier 3) Deductible
Prescription Drugs (Specialty) Deductible
Silver 3800/80 Silver HSA Silver 2500/80/Copay 35 Silver 2400/80 Silver 2000/70 Silver 3500/80 Silver 5200/80
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – In Network

(Single/Family)

$3,800/$7,600 $3,000/$6,000 $2,500/$5,000 $2,400/$4,800 $2,000/$4,000 $3,500/$7,000 $5,200/$10,400
 Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim.– Out of Network

(Single/Family)

$11,400/$22,800 $9,000/$18,000 $7,500/$15,000 $7,200/$14,400 $6,000/$12,000 $10,500/$21,000 $15,600/$31,210
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – In Network

(Single/Family)

$7,150/$14,300 $5,600/$11,200 $7,150/$14,300 $7,150/$14,300 $7,000/$14,000 $7,150/$14,300 $7,150/$14,300
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – Out of Network

(Single/Family)

$21,450/$42,900 $16,800/$33,600 $21,450/$42,900 $21,450/$42,900 $21,000/$42,000 $21,450/$42,900 $21,450/$42,900
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – In Network 20% 20% 20% 20% 30% 20% 20%
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – Out of Network 50%
PCP (In Network) $35 Copay Ded/Coins $35 Copay Ded/Coins Ded/Coins $30 Copay $50 Copay
Specialist (In Network) $60 Copay Ded/Coins $75 Copay Ded/Coins Ded/Coins $65 Copay $80 Copay
Urgent Care (In Network) $50 Copay Ded/Coins $50 Copay Ded/Coins Ded/Coins $75 Copay Ded/Coins
Aurora Quickcare/Bellin Fastcare $15 Copay Ded/Coins $15 Copay Ded/Coins Ded/Coins $30 Copay $15 Copay
Emergency Room (In- & Out-of-Network) $300 Copay Ded/Coins $300 Copay Ded/Coins Ded/Coins Deductible; then $400 Ded/Coins; then $300
CGHC Doctor Line $0 for 3; then $35 $40 $0 for 3; then $35 $0 for 3; then $40 $0 for 3; then $40 $0 for 3; then $30 $0 for 3; then $40
In-Network Preventative Care $0
Prescription Drugs (Tier 1) $25 Copay Ded/Coins $25 Copay Ded/Coins $10 Copay $15 Copay $10 Copay
Prescription Drugs (Tier 2) $55 Copay Ded/Coins $65 Copay Ded/Coins Ded/Coins $50 Copay Deductible; then $75
Prescription Drugs (Tier 3) $75 Copay Ded/Coins $75 Copay Ded/Coins Ded/Coins $100 Copay Deductible; then $75
Prescription Drugs (Specialty) Ded/Coins Ded/Coins Ded/Coins Ded/Coins Ded/Coins 40% Coins; then Deductible Ded/Coins

 

Gold 1000/90
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – In Network

(Single/Family)

$1,000/$2,000
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – Out of Network

(Single/Family)

$3,000/$6,000
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – In Network

(Single/Family)

$7,150/$14,300
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year) for health care services – Out of Network

(Single/Family)

$21,450/$42,500
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – In Network 10%
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – Out of Network 40%
PCP (In Network) $35 Copay
Specialist (In Network) $60 Copay
Urgent Care (In Network) $50 Copay
Aurora Quickcare/Bellin Fastcare $15 Copay
Emergency Room (In- & Out-of-Network) $300 Copay
CGHC Doctor Line $0 for 3; then $35
In-Network Preventative Care $0
Prescription Drugs (Tier 1) $10 Copay
Prescription Drugs (Tier 2) $45 Copay
Prescription Drugs (Tier 3) $75 Copay
Prescription Drugs (Specialty) Ded/Coins

 

73% – 2600/Copay 30 CSR 87% – $0 Ded/Copay 25 CSR 94% – $0 Ded/Copay 0 CSR
Deductible a specified amount of money that the insured must pay before an insurance company will pay a claim. – In Network

(Single/Family)

$2,600/$5,200 $0/$0 $0/$0
Deductiblea specified amount of money that the insured must pay before an insurance company will pay a claim. – Out of Network

(Single/Family)

$7,800/$15,600 $5,000/$10,000 $5,000/$10,000
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you’ll have to pay during a policy period (usually a year) for health care services – In Network

(Single/Family)

$5,700/$11,400 $2,350/$4,700 $700/$1,400
Out-of-Pocket MaximumAn out-of-pocket maximum is the most you’ll have to pay during a policy period (usually a year) for health care services – Out of Network

(Single/Family)

$17,100/$34,200 $10,000/$20,000 $10,000/$20,000
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – In Network 20%
CoinsuranceWhat % you pay after your deductible has been met and before your out of pocket max – Out of Network 50%
PCP (In Network) $30 Copay $25 Copay $0 Copay
Specialist (In Network) $50 Copay $45 Copay $10 Copay
Urgent Care (In Network) Ded/Coins Coinsurance Coinsurance
Aurora Quickcare/Bellin Fastcare $15 Copay $15 Copay $0 Copay
Emergency Room (In- & Out-of-Network) Deductible; then $300 $300 $100
CGHC Doctor Line $0 for 3; then $30 $0 for 3; then $25 $0 for up to 8
In-Network Preventative Care $0
Prescription Drugs (Tier 1) $10 Copay $10 Copay $0
Prescription Drugs (Tier 2) $50 Copay $50 Copay $10 Copay
Prescription Drugs (Tier 3) Deductible; then $75 Copay $75 Copay $30 Copay
Prescription Drugs (Specialty) Ded/Coins Coinsurance Coinsurance

 

 

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Counties served by Common Ground

To check if your doctor is in the Common Ground health plan network or to find a doctor in your area, go to their provider directory. If you don’t get your insurance through your employer, click here to access their directory. If you get insurance through your employer or your spouse’s employer, click here to see the networks they offer to their small business members. You can always check with the member services department too by calling 877.514.2442.

Contact Us

New Enrollments

Phone: (312) 726-6565

Email: [email protected]

 

Mailing Address

Common Ground Healthcare Cooperative
120 Bishop’s Way, Suite 150
Brookfield, WI 53005

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