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Anthem Blue Cross and Blue Shield Medicare Supplement Plans in Wisconsin
Original Medicare leaves you with deductibles, coinsurance and other costs. A Medicare Supplement (Medigap) policy picks up much of that, and lets you see any doctor or hospital in the country that accepts Medicare.
Wisconsin standardizes Medigap under its own rules, so the lettered plans sold in most states, such as Plan F, Plan G and Plan N, are not sold here. According to Medicare’s plan finder for 2026, Anthem Blue Cross and Blue Shield of Wisconsin sells the Wisconsin Basic Plan, which you can build up with optional riders.
Premiums depend on your age, ZIP code, tobacco use and when you enroll. Call (855) 847-7020 ext. 3 for an exact quote, or see how all four Wisconsin plans compare.
Wisconsin Medicare Guide
What Medicare Doesn’t Cover
Medicare does not cover all health care costs. Medicare coverage consists of Part A (which covers hospital and skilled nursing facility care), and Part B (which covers doctor bills and other medical expenses). Even with Medicare Part A and Part B coverage, you’re responsible for some out-of-pocket expenses including:
- Part A hospital deductible ($1,736 in 2026)
- Part B deductible ($283 in 2026)
- Copayments for hospital stays over 60 days
- Care in a skilled nursing facility after 20 days
- Twenty percent coinsurance for doctor bills and other medical expenses
Your Medigap protections
- Guaranteed acceptance during your Medigap open enrollment period: the six months that start the month you are 65 or older and enrolled in Part B.
- Any doctor or hospital that accepts Medicare, anywhere in the U.S. There is no network.
- Guaranteed renewable for as long as you pay your premium.
What the Wisconsin Basic Plan covers
Every Wisconsin Medigap Basic Plan includes:
- Hospital coinsurance for days 61 through 150 of a hospital stay
- Skilled nursing facility care for days 21 through 100
- The first three pints of blood
- Hospice care
- Your Part B coinsurance, after the Part B deductible
- 175 additional days of inpatient mental health care, a benefit Wisconsin requires
- 40 additional home health care visits, also required by Wisconsin
The Basic Plan does not cover the $1,736 Part A deductible, the $283 Part B deductible, Part B excess charges or foreign travel emergencies. You can add those back with riders.
Optional riders
Wisconsin lets you add riders to a Basic Plan to cover more. Riders are available for:
- The Part A hospital deductible ($1,736 in 2026)
- The Part B deductible ($283 in 2026), only if you were eligible for Medicare before January 1, 2020
- Part B excess charges
- Additional home health care
- Foreign travel emergencies
Each rider adds to your premium, and not every company offers every rider. We’ll show you which riders each company offers where you live.
Figures are for 2026 and come from Medicare.gov and the Centers for Medicare & Medicaid Services. Plan availability was checked on Medicare.gov’s Medigap plan finder in September 2026 and can change. Not connected with or endorsed by the U.S. government or the federal Medicare program.