All Bronze plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are. Bronze Plans have a lower monthly premium and often lower out-of-pocket costs than silver plans. Blue Choice Bronze Plans are catastrophic plans that are health savings account (HSA) eligible. Bronze plans cover 100% or 80% of costs once you reach your deductible, depending on the coinsurance of the plan.
Blue Choice Bronze Plans are HSA compatible plans, which combined with tax-favored savings account combined allows you to fund health care expenses with pre-tax money.
There are 2 Blue Choice Bronze Plan Options:
- Bronze Plan 005 – $5,000 individual deductible and 80% coinsurance
- Bronze Plan 006 – $6,000 individual deductible and 100% coinsurance
Blue Choice PPO Network
The Blue Choice Bronze Plans use the Blue Choice network, one of the largest PPO networks in Wisconsin.
Key Blue Choice Bronze® plan features include:
- 80% coinsurance after deductible for the Bronze Plan 005
- 100% coinsurance after deductible for the Bronze Plan 006
- Prescription drug coverage
- Maternity Coverage
- Well-adult care covered at 100%, no deductible
- Well-child care, covered at 100%, no deductible
- Diagnostic testing
- Hospital services
- Access to the BlueCard PPO network when traveling out-of-state
- Optional dental coverage
BlueChoice Bronze® may be right for you if you are an individual or family who:
- Seeks lower cost coverage
- Does not regulary have doctor visits
- Would like an HSA compatible plan
Compare the features, options and costs of Bronze® plans to find the one that’s right for you.
Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Wisconsin family.
When you begin shopping for a Marketplace health plan, you’ll see plan options with different metal tiers such as Gold, Silver and Bronze plans. But the only difference between these plans is how much premium you’ll pay each month and how much you’ll pay for certain medical services. A Bronze plan typically gives you lower monthly premium payments, but potentially higher out-of-pocket costs – if you end up needing a lot of care. And a Gold plan may have higher monthly premiums, but that helps you limit your out-of-pocket costs later. If you’re looking for a balance on your monthly premium payments and your out-of-pocket costs, Silver plans provide just that. And, Silver plans are the only plans with additional out-of-pocket payment reductions (cost sharing reductions)! This helps lower the costs of your copays, deductibles and coinsurance. So, if you are eligible for a subsidy and cost sharing, Silver plans offer the highest value.